Broker Check

Market Minute with Wealth E&P - 8/23/21

August 23, 2021
Share |
Describing how Wealth E&P’s DSI portfolio is a fantastic alternative to money market, savings accounts, or bond funds

August 23, 2021

Welcome to Wealth Enhancement & Preservation’s Market Minute, where we get to update you on everything that happened in the financial markets this past week. My name is Jake Sanders, and I am a partner at Wealth E&P and operate as a Wealth Advisor and Certified Financial Planner™.  

A common question we're getting right now is: “What do I do with the cash that I have on the sidelines?”

People are looking at the cash that maybe has an indefinite time horizon, in which it could be spent in a couple of years or even five to ten years. You just don't know what to do with it, and you also want to stay conservative. This question is really important, considering the inflationary environment we're in right now.

Just this last week, The U.S. Bureau of Labor Statistics reported that the United States had over a 5% increase year-over-year in CPI-U. On top of that, just in the month of July, that number was 0.5%. So, not only does is cash sitting on the sidelines not making you anything, but you are also losing purchasing power at a more rapid pace.

Last week, Helen “Cokie” Cox, our Charleston partner, mentioned our DSI (Diversified Strategic Income) portfolio. We feel that this portfolio could be a great solution for the cash you have on the sidelines.



In the chart above, you can see that over the last year we've returned over 5.5%. Compare that with the bond index, which is still down over the last 12 months. Money market accounts are getting you a whopping 0.6%, so that’s nothing to write home about. This is all done on a very conservative basis, so if you’d like more information on this method, please let us know.

If you have any additional questions for us, if you want a risk profile, or if you would like a retirement projection, please feel free to reach out or visit Otherwise, stay tuned for our next Market Minute next week!



At Wealth Enhancement & Preservation, we are here to serve as your financial advisor and source of support in the Alpharetta, GA, Cartersville, GA, and Charleston, SC areas. Our advisors are dedicated to simplifying the complexities of the financial world and as your advocate, we strive to learn about your most valued goals and dreams. From individual investors to entrepreneurs, our services are designed for your success.


Contact Us:

Wealth E&P

(678) 739-0175

[email protected]